How private credit works
Private credit is direct lending outside the banking system — faster, more flexible, and priced to the real risk of your business rather than the collateral a bank can seize.
What makes it different
- Underwriting the transaction, not just the balance sheet. We lend against what your business is actually doing: invoices owed by strong buyers, executed purchase orders, productive equipment.
- Self-liquidating structures. Where possible, the financed transaction itself repays the loan — your customer pays the invoice, the facility closes.
- Speed with rigor. Document-driven analysis, verified against tax filings, e-invoices and bank records, gets you an indicative answer in days, not months.
What it costs
Our facilities price from a transparent base rate, adjusted for credit tier and product, with discounts for transparency: data access, payment redirection and monthly reporting each reduce your rate. Facilities range USD 50,000–500,000 with tenors matched to the underlying transaction.
What we look for
- Real, verifiable revenue — your books reconcile with VAT filings and bank statements.
- Creditworthy counterparties — buyers who pay, suppliers who deliver.
- Impact alignment — we lend inside our mandate: businesses with measurable social or environmental benefit.
- Willingness to be transparent — it directly lowers your price.